529 Plans
Washington 529 Plan Rules
Washington's plan is WA529 Invest. Washington has no state income tax, so there is no state deduction. With no state income tax, Washington does not tax K-12 withdrawals. The plan describes the expanded federal K-12 expenses and the $20,000 limit.
- Plan
- WA529 Invest
- State tax break
- Washington has no state income tax, so there is no state deduction.
- K-12 withdrawals
- No state income tax
- Detail
- With no state income tax, Washington does not tax K-12 withdrawals. The plan describes the expanded federal K-12 expenses and the $20,000 limit.
- Maximum balance
- $500,000 per beneficiary across Washington 529 plans
- Federal K-12 limit
- $20,000 a year per student
For the federal conditions on tutoring and the full list of K-12 expenses, see Can you use a 529 plan for tutoring?
Frequently asked questions
Does Washington give a tax deduction for 529 contributions?
Washington has no state income tax, so there is no state deduction.
Can I use a Washington 529 plan for tutoring?
Federal law allows it, and this state has no income tax to apply. With no state income tax, Washington does not tax K-12 withdrawals. The plan describes the expanded federal K-12 expenses and the $20,000 limit. Under the federal rule, the tutor cannot be related to the student and must be a licensed teacher, have taught at an eligible educational institution, or be a subject matter expert.
Can I use a Washington 529 plan for private school or other K-12 costs?
Federal law allows up to $20,000 a year per student for K-12 tuition and the other listed expenses. With no state income tax, Washington does not tax K-12 withdrawals. The plan describes the expanded federal K-12 expenses and the $20,000 limit.
What is the maximum balance in a Washington 529 plan?
$500,000 per beneficiary across Washington 529 plans.
State rules: WA529 Invest official documents. Federal rules: IRS Tax Topic 313 and Public Law 119-21. Read October 6, 2026. This page is general information, not tax advice.
