529 Plans

Georgia 529 Plan Rules

Georgia's plan is Path2College 529 Plan. Georgia allows a deduction of up to $4,000 per beneficiary a year, or $8,000 on a joint return. Georgia's plan description treats K-12 expenses as qualified for both federal and Georgia tax purposes. A footnote on the plan's own K-12 page says the opposite, so confirm with the plan before withdrawing.

Plan: Path2College 529 Plan
State tax break: Georgia allows a deduction of up to $4,000 per beneficiary a year, or $8,000 on a joint return.
K-12 withdrawals: State tax-free
Detail: Georgia's plan description treats K-12 expenses as qualified for both federal and Georgia tax purposes. A footnote on the plan's own K-12 page says the opposite, so confirm with the plan before withdrawing.
Maximum balance: $550,000 per beneficiary
Federal K-12 limit: $20,000 a year per student

For the federal conditions on tutoring and the full list of K-12 expenses, see Can you use a 529 plan for tutoring?

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Frequently asked questions

Does Georgia give a tax deduction for 529 contributions?

Georgia allows a deduction of up to $4,000 per beneficiary a year, or $8,000 on a joint return.

Can I use a Georgia 529 plan for tutoring?

Federal law allows it, and this state follows the federal treatment of K-12 withdrawals. Georgia's plan description treats K-12 expenses as qualified for both federal and Georgia tax purposes. A footnote on the plan's own K-12 page says the opposite, so confirm with the plan before withdrawing. Under the federal rule, the tutor cannot be related to the student and must be a licensed teacher, have taught at an eligible educational institution, or be a subject matter expert.

Can I use a Georgia 529 plan for private school or other K-12 costs?

Federal law allows up to $20,000 a year per student for K-12 tuition and the other listed expenses. Georgia's plan description treats K-12 expenses as qualified for both federal and Georgia tax purposes. A footnote on the plan's own K-12 page says the opposite, so confirm with the plan before withdrawing.

What is the maximum balance in a Georgia 529 plan?

$550,000 per beneficiary.

State rules: Path2College 529 Plan official documents. Federal rules: IRS Tax Topic 313 and Public Law 119-21. Read October 6, 2026. This page is general information, not tax advice.